My million dollar journal begins-Part 1: become debt free

in #introduceyourself6 years ago

406947092.jpgHello, this is Xiaoshi. I start this blog on today because today is 08-18-2018. 8 means fortune in Chinese.

In my opinion, one million dollars means one can retire with a comfortable life. So, this is my first goal and the name of my blog. I don't know how long I can keep my journal on. Hopefully it will last.

It is more like a "how-to-become-debt- free-journal" in the beginning.

On April 13, 2018, I owe $37224.18, all credit card debts. Right now I owe $25,731. Paid more than $12,000. As a Chinese girl, it is not supposed to happen to me. LOL. Think about it: Chinese, girl. Both are the ingredients of natural savers. Oh, well, here I am. When I was so sick and tired of being sick and tired, I sat down and did calculation of total debt I have. And the numbers scared me.

I worked my butt off for the past 4 months. I will talk about how I increased my income for the past few months. I almost doubled my income. And I will also write down the current projects I have/going to have to generate income/assets.

All in all, please don't get into bad debts!I can't regret it more. I blame myself everyday into this mess.

If you know any more income generating ideas, let me know. Haha.

I have some crypto investment last year. All dropped into a pricing that I can't even look. Only HODL.
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I am determined to pay them back before June 2019. Oh yeah.

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Greeting @xiaoshi. Welcome to Steemit community!!

Making plans always better than sitting and doing nothing expecting all will sort out. Good luck! 😊

Thank you! You are my first comment on my first blog post.

oh good! and not the last of course! :)

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Welcome to steemit, please check out my work and follow me for some crypto related advice😊please be wary of any financial advice here, i review up and coming crypto projects