thank you for the kind words @mikel2la! It's not even so much about being smart.
In fact, people who think they're "very smart" (and perhaps they are, for certain things), believe it or not, often tend to do worse in the markets, because they often think they "know better" and can "outsmart her".
It's really more about being practical, gaining some "street smarts" and "common sense", and not sticking your head too far out, so that you miss the guillotine about to drop right over your head! 😱