I couldn't agree more! Just in the last month my wife, who knows nothing about investing, crypto, or anything related to money besides how to spend it, asked me to help her open a Coinbase account. My brother, a lot smarter but also late to the party, just jumped in around Christmas time. Heck my mom, the most financial conservative person I know told me she was thinking about getting into bitcoin. That tells me that the bull market is over for now until the late to the party dumb money gets taken to the cleaners.
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exactly! i love that term "dumb money"