I agree with you at this point in my life. I like having the freedom to move if my situation changes.
You mentioned that people could struggle if the interest rates go up. That would really only apply to ARMs. If you have a more common fixed-rate mortgage then it wouldn't impact you. Your rate would stay...fixed. :)
I also agree that it's hard to want to pay all that money for a down-payment when you can be buying crypto (hopefully) at the lows now and see potential for massive growth.