This too! I think this is what makes so many people uneasy - you can't just one-click buy most of the crypto out there. Google "gatehub.net scam" right now - because Ripple XRP is hot, everyone is FOMO-ing and screwing up in the process by not knowing how to read. Because they didn't bother to set a trust line - or don't understand how it works - they call Gatehub a scam.
Obviously regulation is in the future - it's inevitable because that's 'Merica for you...but I kinda like being forced to figure stuff out beyond a click. Makes my brain alive lol.