Very well written post, I love it!
I just started with the whole cryptocurrency world just a few months ago, I've not yet put any money in steemit, but I try to get as much SP buy just curating and stuff.
Instead I use my money on SIA, Ripple and IOTA, maybe next month I will spend some on SP as it's really gonna BOOM! I think.
The only problem I currently have with all crypotcurrencies: How are they gonna get taxed by the government when u earn them?