Since this is not the first ERC20 to be backed by gold and silver reserves, XAU and KBC off the top of my head although I'm sure there are more.
What makes KVC different and or better than what already exists?
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Sure, the big difference is the YIELD that Kinesis will pay. There are 4 separate ways for each participant to earn a yield; Minting coins, Holding coins (passive yield) , spending coins, and also a referral yield. These are paid from the Transaction fees, which will be 0.45% of each transaction. Only the KVT is an ERC-20 token. The Kinesis coins are a fork of the Stellar (XLM) blockchain.