DEFI for Dummies

in #leofinance4 years ago (edited)

defi.jfif

Much of our Hive family are bloggers and gamers but not all of us are investors or traders but no matter who you are I would bet you have heard the term DEFI. Here is a basic guide to understanding what DEFI is. DEFI is short of decentralized finance with the concept being you provide liquidity to a project and you are rewarded with the created token. These are often swap projects that are ran on smart contracts. If you have DEC or Hive and want to exchange it for BNB or BAT the idea is that you would be able to swap tokens with out the need for an exchange. These are often automated markets where buyers and seller's don't determine the price of the token of swap rate but an algorithm. The swap fees are often used to burn the projects token, pay the investors who provide liquidity or both. In many of these projects its a way to pre mine a token before its true use case is ready to go live or on an exchange. Getting into a DEFI project really early can be extremely profitable but for many its hi risk and leaves them at a huge loss or in many case with zero. If you can find a trust worthy project and team like $CUB the risk is very low and it will provide you with long term profits. Other projects like Honey swap they launched their project with a rug pull(exit scam) in mind stealing everyone's funds. Other projects like Goose-difi try to many things to keep value in their coin causing their coins to go from $400 to .70 cents leaving many investors feeling scammed.

DEFI Terms

  • DEFI-decentralized finance
  • swap - exchanging one token for another
  • Liquidity providing capital via one token matching the value of the projects token
  • rug pull- stealing investors funds and leaving them with a worthless token
  • Farms liquidity farms provide high ARP paid in the projects token.
  • incubator/DEN- a place to stake a token earning you more of the tokens
  • layer farming- (a red flag you should avoid) creating new project tokens on top of the original token to try to get more liquidity.

cub.png

My Top Pick

CUB-defi is one of the lowest risk DEFI projects with a great team and top notch use cases. It was developed by the $LEO team a smart and strong community within Hive. They have a long term vision which could send CUB(their project token) to the moon. The community it`s self are buying up the cheap hive as they know what is coming. A game changer for this project is a bridge between the Binance chain BSC and Ethereum's ERC-20 tokens. please at least look into this project as I gain nothing but you will surly gain a lot. Thanks for the read and upvotes.

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