I think steemit magnifies what's going on in people IRL.
Generally speaking we are taught to consume and use credit, and people are broke. Then they come here because they're told "blog and make money".
Then when they blog and don't make money, they look at those who have it like they should give them some, and investors become the bad guys, just like real life.
You're right, it takes a different mindset, but it looks to me like the same solution is applicable: get rid of the poverty mindset.
People are going to fail if they handle their steem like they handle their money. (Some will prosper doing this, but more will fail)
Does that make sense?