Be a minimalist and store your value wisely, perhaps i haven't put enough thought in it, but i don't know for how long steemit can give liveable payouts.
And being a wasteful polluting spender is not everything either.
The more you own, the less you own it and the more it starts to own you
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While the payout is a huge bonus.. i personally think the friends and connections made on the platform can be brought forward in so many ways.. Worst case scenario, just suck it up and go back to the dayjob.. :)