Hey @justjoy, so agree with the wisdom of living within your financial means. So many stories still crop up about over extending of people borrowing too much only to become unstuck. Happiness is not based on money!
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One of my favourite childhood memories was going on a moonlight picnic with my parents.
We drove to the top of a hill facing a wide horizon. With crickets cricking we set out the picnic blankets, old ones from our beds, and when the sandwiches were finished we had cups of tea from the thermos and watched the golden orb of the moon pop the horizon and float into a clear sky like a magical balloon.
I remember all the details and especially the security of our parents' love as we drove home appearing to 'race the moon'. Priceless.
Thank you for your wise comment.