As long as people willingly go into debt, this cycle will not end. Proper planning, budgeting, fiscal responsibilty, and working for what you want not for what you have is the only way to rid your life of debt. Instant gradification and the illusion of a safety net will take you straight down the poverty rabbit hole.
Built wealth through assests not liabilties. Grow your own food. Buy value, flip, and repeat. Don't dream it, Steemit!