Thanks for sharing @exyle. Rabo might be one of the most innovative banks in The Netherlands and it's good to see that they are exploring blockchain and that they are scared. Personally I think they are really behind and in a lot of cases private permissioned blockchains are not much more than central databases. They do have some use cases but that is mostly because currently the real world is still very centralized, which might change dramatically for the next 2 generations.
Btw, I get why Appics accepts different types of crypto in their ICO, but how awesome would it have been when they would have only accepted STEEM!