The FOMO is real, I just got into cryptocurrency a few weeks ago. Just looking at the booms in ethereum, ripple, bitshares, and of couse bitcoin is enough to make me scream.
However, I do realize this is just the beginning and it isn't too late to get in and make some gains ;)
Yeah it's not to late, and you have time to learn more, we all do :)
I wish you all the best :)