I havent taken a payout yet. Ive been using my steem dollars to buy more steem on the internal market, then putting it into steem power. Not sure at what point i should actually take a payout. Lol. Im learning. Slowly but surely.
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Well, after hardfork 19 even the baby minnows contribute a penny with each vote. I have roughly 10k SP at the moment and powering some down to buy a used car, but if the payouts keep going like they are, I won't need to power done much more.