The value of your account is based on the average STEEM price of 3.5 days. When STEEM goes down in value your account value follows after a while. This also works the other way around which admittedly is more fun :)
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Ah. I see. I was thinking it was in real time. Is that the same with payments? Are they also based on an average of 3.5 days?
Yes, they are. That's why they have gone down a bit in the last couple of days.