Lol, don't fret, bud. It's just the natural cycles of the market playing out. Let people talk the talk. Trust me, when you're financially free and they're still paying off their two decades long mortgages, let's see who'll be laughing then. Just a little discipline and patience required. :)
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Yup, discipline! That is the hard part... My main goal is that, financial freedom! It's just hard to see the market tumbling down and down and down and down and down and down and down and down and down and down
And listen to people spitting out misinformation without any knowledge...