Hey there @exyle! I think it's great that you are trying to refocus...and really bring it back to what matters. In my short time here, I've felt that "oh crap!" from the fluctuations...but it's important to just keep going.
I also love not being a slave to "the man". We're debt free, and the Lord led us away from the 9-5 job. Life is too short to be a slave to money and loans. Keep it up! 😁