Blockchains are made of secure military grade cryptographic algorithms, though attempts at hacking crypto-currencies at exchanges and wallets have been more successful, but Blockchain itself is very secure.. Yes, i agree that holding STEEM is not 100% risk free but the chance of loosing value of STEEM because of STEEM Blockchain is almost negligible...
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If STEEM lose value will not that be a major opportunity to pick up tons of STEEM for a mega low price. Also how the competition must then go down a lot because many will just quit? That would be a very interesting scenario. We new guys on this platform of course have no idea how Steemit was in the early days and how much that has changed just in the last 3 months. Isn't the real value to have the money (value) keep streaming to other users?