I think formal education depends on what work you do. For example doctors of course need formal education but the truth is that not everyone will be a doctor.
I would say to mix real life interaction and the digital experience. This way we don't neglect face to face connection with others but at the same time we can make a living through non traditional ways.
I enjoyed you opinion. It definitely gives people something to think about.
I appreciate your balanced approach and Thank you for your kind reply.