Exchanges definitely make me nervous myself. With the split thats about to happen especially...
I just got into cryptocurrency the last few weeks actually. A lot to learn! But steemit is definitely helping out with getting me to understand everything. Right now everything is in Steem for me, nothing is in an exchange.
We'll see what happens in the future!
Literally just pulled mine off today - ready for August 1st :) Not sure what the outcome will be but ready!! Good post!!! SUNSHINE247