Rotating your tires can significantly improve your gas mileage and cut down on wear-and-tear. Make sure you do it regularly.#Tip #91: Get your tires rotated.
If you live in a cold weather area, make sure that you wash your car after snow storms to clean off all of the salt. This will save you money on maintenance costs in the long run.#Tip #92: Wash your car after snow storms.
Riding a bike is a good way to both get in shape and save money. Do it rather than driving your car everywhere.#Tip #93: Start riding a bike.
Instead of opting for clothes that involve extensive dry cleaning, get clothes that do not require any special care. This will save you a considerable amount of money in upkeep.#Tip #94: Avoid clothes that require expensive upkeep, such as drycleaning.
Use one of the many available sites to create and print out a personalized card. This is considerably cheaper than buying one at the store; and may result in a more personalized card.#Tip #95: Make your own cards to go with gifts.
If your friend or family member has children, offer to babysit for their children as a birthday present.#Tip #96: Offer to babysit as a gift.
Open Source software, such as OpenOffice, is free. Consider downloading and using it, rather than using expensive software.#Tip #97: Use Open Source software, rather than expensive, proprietary software.
Print less or print only when you can do it for free. This can easily save you $40 or more each month.#Tip #98: Reduce your printing or print at the office.
Cartridges can last much longer if they are primarily used to print draft-quality documents. From now on, consider using draft for documents that do not need to be high-quality.
#Tip #99: Print unimportant documents in the draft setting.
If you have extra clothing that no longer fits (or that you no longer like), sell it on eBay for some extra cash.#Tip #100: Sell your old clothes on eBay.
If you have an old computer that you no longer use, sell it on eBay or at least take it apart and sell its parts, such as the professor, motherboard, and ram.#Tip #101: Use eBay to sell off old computers or computer parts.
Sell your old furniture on local exchange sites. Even if you do not make a lot of money off of each piece, you can at least get someone to haul away your old furniture for free.#Tip #102: Use local exchanges to sell old furniture.
Whenever you buy a car, negotiate the price, rather than taking what is offered. Often, this can save you several hundred dollars.#Tip #103: Negotiate the price of your car.
If you’re planning to buy a big-ticket item, such as a house or a car or expensive jewelry, bring a good haggler with you. Make sure that this person does the talking and helps you to get a lower price.#Tip #104: Bring someone who is good at bargaining next time you purchase a big-ticket item.
Store warranties for electronics and other products are often rip-offs. Given the probability of replacement, the cost of the warranty is simply too high.#Tip #105: Avoid purchasing store warranties.
If you purchase an expensive cell phone or television, look for independent insurance online. This can frequently be obtained at a much lower price.#Tip #106: Look for independent insurance for products online.
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It might seem embarrassing at first, but consider using a clothesline, rather than a dryer. You could save a great deal of electricity.
If you’re not using a room, shut off the lights. Don’t pay for electricity if you aren’t using it.#Tip #108: Turn off the lights when you’re not using a room.
Cleaning off your refrigerator coils on a regular basis can significantly reduce the cost of refrigeration by improving its efficiency.#Tip #109: Clean off your refrigerator coils.
Being able to access your records online can make an important difference when it comes to saving and spending decisions, so use a bank that offers online records.#Tip #110: Use a bank that offers online banking services.
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Companies are often willing to reduce your bill if you pay online. Doing this for 35 companies can cut your bills back by $50 or more per month.
#Tip #111: Pay your bills online.
Similar to tip 111, companies also are often willing to pay more if you enroll in automatic bill pay.#Tip #112: Enroll in automatic bill pay.
A coupon book is a book that contains hundreds of coupons for different products and events in your area. Consider paying the nominal fee of $10 or $20 to purchase one of these books.#Tip #113: Purchase a coupon book for entertainment.
Local coupon sites often offer region-specific coupons on a daily or weekly basis. Enroll in these sites to save on your entertainment and dining costs.#Tip #114: Sign up for entertainment coupon sites.
Gyms vary greatly in price. Some are a mere $10 per month. Others cost well over $100. Quit your current gym and switch to a cheaper one that offers the amenities you need.#Tip #115: Join a less expensive gym.
Many sites, including restaurant.com, offer large dining coupons. By joining and taking advantage of these sites, you can eat for a fraction of the normal price. That is for as little as $2, you can get a $20 meal. Tip #117: Give up your gym membership and jog instead.
Instead of going to an expensive gym, give up your membership and get on a regular jogging routine.#Tip #116: Search out coupons for restaurants.
Matinee showings of movies are frequently ½ to 2/3 the price of night showings. Consider switching your movie viewing times to save money.
#Tip #118: Go to matinee showings of movies to save money.
In general, the further you purchase plane tickets in advance, the cheaper they will be. So don’t wait until the last moment.#Tip #119: Buy plane tickets far in advance.
Hotels are often willing to bargain if you’re willing to ask. So don’t stay silent unless you want to pay extra.
Tip #121: Bring snacks for flights.
Instead of paying $5, $10, $20, or more for snacks on flights, bring your own snacks and save some money.#Tip #120: Don’t accept quoted hotel prices. Instead, try to bargain.
Whenever you travel, consider staying in a hostel, rather than a hostel. You can save as much as $80 per night if you’re willing to stay in a communal room and share a bathroom.#Tip #122: When traveling, consider staying in a hostel.
Buy hygiene products, such as toothpaste and mouthwash, online in bulk. This can save you a lot of money in the long run.#Tip #123: Buy hygiene products in bulk online.
Similar to tip 123, save money by purchasing your makeup online in bulk.#Tip #124: Buy makeup online and in bulk.
Trends and fads in fashion and otherwise can be costly. Avoid them and instead focus on your long-term happiness.#Tip #125: Avoid trends and fads.
Dental schools are often willing to perform dental work for cheap or at a discounted rate. Consider getting work done there, rather than at a dentist.#Tip #126: Get dental work done by dental students.
Getting medical work done at a university, rather than a doctor, is often a good and low-cost alternative.#Tip #127: Get medical work done at a nearby university.
Many people resell coupons they have received on eBay. If you’re planning to shop at these stores, anyway, you might as well purchase the coupons or gift cards to save money.#Tip #128: Purchase coupons on eBay.
One possible way to earn extra cash is to housesit. This simply entails finding someone who needs a house-sitter—and then to stay at their residence for a week or month while they are away on vacation.#Tip #129: Housesit for extra cash.
If you want to make money, one good way is to babysit for neighbors or for family members.#Tip #130: Offer to babysit for neighbors and family members.
Use sites like Craigslist to find odd jobs in your local area. Depending on your skills, you will have a variety of different opportunities.#Tip #131: Consider using online sites to find odd jobs.
Save money by staying in and cooking more frequently, rather than ordering food or going to restaurants.#Tip #132: Cook more frequently.
Instead of putting your money into a 0% return savings account, consider putting your money into a high-yield savings account.#Tip #133: Use a high-yield savings account.
Linking your savings and checking accounts can help you to avoid overdraft fees. Check to see whether or not your bank offers this option.#Tip #134: Link your savings and checking account.
Instead of blindly accepting expensive extra that your bank offers, consider whether or not you need each of them.
#Tip #135: Avoid enrolling in expensive banking account extras.
Consider paying your auto insurance in advance to avoid the possibility of a late or missed payment.#Tip #136: Pay your auto insurance in advance.
Instead of making all of your car payments on time, make it a goal to pay them in advance—and to pay off your loan sooner rather than later. If you have a flexible loan, this will reduce the amount of interest you pay in total.#Tip #137: Make your car payments in advance.
Paying your mortgage off sooner, rather than later, can save you a considerable amount in interest payments.#Tip #138: Make an extra mortgage payment each year.
Don’t get credit cards that have annual fees. Instead, look only for cards that are free to hold and use, as long as you pay off your balance entirely.#Tip #139: Avoid credit cards with annual fees.
Rental car insurance is often not worth it. Instead, simply use your own insurance.#Tip #140: Don’t get rental car insurance.
The expected return to a lottery ticket is negative. Don’t buy them.#Tip #141: Don’t purchase lottery tickets.
Unless you have a lot of money to waste, opt not to participate in poker games unless the stakes are very low.#Tip #142: Don’t play poker or gamble.
Casinos couldn’t operate if their expected returns were negative. For this reason, every time you go to a casino, you should expect to lose money.#Tip #143: Don’t go to casinos.
If you’re going somewhere, try to find free or inexpensive street parking, rather than opting for expensive garage parking.#Tip #144: Try to find free or inexpensive parking, rather than settling for an expensive garage.
You should always get routine maintenance done on your car, rather than waiting for something to go wrong.#Tip #145: Get routine maintenance done on your car.
Instead of taking the first quote that you get, comparison shop for auto insurance and other types of insurance.#Tip #146: Always comparison shop for insurance.
Instead of investing your money without first planning, begin by talking to a financial planner. You could save yourself a great deal of problems and hardship in the long run.#Tip #147: Talk to a financial planner about how best to invest your money.
For long distance phone calls, use Skype, rather than your phone. You could save hundreds of dollars if you make long distance calls frequently.#Tip #148: Install and use Skype.
Instead of paying $50 for a new console game, rent it for $5. Since you are only likely to play it once completely, this will save you money.#Tip #149: Rent console video games.
A programmed thermostat can ensure that the heat only comes on when it is cold, and shuts off whenever it is too hot. This will help to prevent energy waste.#Tip #150: Use a thermostat that can be programmed.
#Tip #151: Weatherproof your home. By weatherproofing your home, you can significantly decrease your heating and cooling costs in the long run.
A few strategically placed trees and bushes can go a long way towards keeping your house sheltered from wind and shaded from sunlight.#Tip #152: Plant trees and bushes strategically to save on energy costs.
Whenever possible, purchase used books, used clothes, and used furniture. You’ll save a lot of money.#Tip #153: Purchase things used when possible.
When it’s feasible and safe, make minor repairs to your car yourself. For instance, if you have a scratch, go to the local car parts store and purchase the correct color spray paint to do the repair job yourself.#Tip #154: Make repairs to your car when feasible.
Doing a good painting job on the interior of your home does not need to be difficult. Next time you need it done, do it on your own terms.#Tip #155: Paint rooms in your house by yourself.
Get in the habit of performing repairs on your house by yourself. Try to fix broken faucets, light fixtures, and other items by yourself and without paying for outside help.#Tip #156: Perform repairs to your house by yourself.
Instead of sending gifts on time, purchase them on sale after the holiday season—and then send them out late.#Tip #157: Purchase gifts after the holidays.
Use sites like half.com to purchase used textbooks at a sharp discount (if you are a student).#Tip #158: Purchase textbooks used on half.com.
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Many people leave discarded furniture and other items out by the curb. Consider scanning curbs for items that might be a good addition to your home.
#Tip #159: Look for furniture and items on curbs.
Delivery is an expensive luxury. Unless you absolutely need it, pick up your food instead.#Tip #160: Avoid paying for delivery. Instead, pick up the food.
Instead of purchasing perishable food, purchase food that will last longer.#Tip #161: Cut down on spending on perishable food.
Canned foods will significantly outlast their fresh food counterparts. Consider switching most items to canned food to ensure that food will last when you do not consume it immediately.#Tip #162: Purchase canned goods and other items that last longer.
Instead of continuing on your wasteful ways, take time to reevaluate whether or not your spending is wasteful; and to adjust your spending accordingly.#Tip #163: Periodically re-evaluate the wastefulness of your purchases.
Instead of taking out the maximum on student loans, take out no more than you need.#Tip #164: Don’t take out the maximum in student loans.
Just because you qualify for a loan does not mean that it is always a good idea to take it. Think carefully before you take one out..#Tip #165: Don’t take out a loan simply because you qualify for it.
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@mahmoodhassan
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