That's the tricky bit. Knowing what you want to do with your steem/SBD.
I am almost 100% confident that steemit is going nowhere, add in going but or anything. Also they are working on a steem wallet. That's important because it means if steemit.com ever closed down you would still have your steem.
Anyway, I get what you mean, is good to take money out. What I do is buy a little steem each week. Obviously it depends on what you earn but for example if i withdraw 50 sbd i will buy 10 steem and then keep the rest. And periodically send my steem back.
If that makes any sense. I do think it is worth while building your steem power up because you do better with more steempower and it is bound to become more valuable in future. It's always there for you to take should you get desperate as well
Thanks that makes totally sense - thanks for the advice - this platform is still mind boggling to me , but I make some money, can read great posts like yours so all and all I am just thankful
I think we all are! Who knows where we could end up in a few years!