Seems similar over here. Most normal at call accounts get less interest than inflation. Some of the higher ones with about 5% have lots of minimum monthly deposits and no withdrawals. Though we have a new player called Macquarie Bank. They have been around for ages dealing in big Investments but have just entered the personal online banking and offer 5% at call with no requirements. I jumped in, just hope it lasts.
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I'm only holding cash ATM because I'm waiting for a better time to get into stocks and gold, just need an ickle dip!