Oh! So sorry to hear about your experience of not passing judgement on time. In all we do, we have to be discreet. We someone is notoriously known to be bad, trading with caution is important. Thanks for your comment here @rocking-dave.
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Well, that particular person was not really notorious, but all the sings were there and my overly positive disposition made me blind to see them. In the end, what's done is done and all we can do is learn from our own mistakes and from the mistakes of others and that's why I'm sharing mine ;)