Great article brother about a very important topic. This is one thing many new users don't really think about. Heck, most people period don't give it much thought until it's too late. I had a bad experience with this in my younger years and now back up all files on an external hard drive and keep a hard copy of all passwords.
Having a hard drive go down is one of the those things that you never think can happen until it does.
Great article again man. Resteemed. Have a great night!