You are on the other end of the spectrum. Debt rules most people. Don't give up, but treat yourself a bit a long the way.
If you are in debt, read this https://steemit.com/life/@pairmike/are-you-a-slave-i-was-a-slave-to-the-american-dream-learn-how-i-escaped
I read your post and upvoted. I still feel like debt rules my life even thought I almost have my house paid off. If I could get out from under that then my situation would be so much different.
Getting you house paid off should help. What other things are you struggling with debt wise?
I have an online resell business and so I always need capital to purchase inventory. It has caused a lot of problems in trying to grow because I don't have the resources to really expand.
What do you sell? What is the URL to your site?