I agree completely! If I won the lotery, I think I'd buy a nice house close to nature first. No big house, just one that fits us. No mortgage, so our monthly costs will be low. Then, I think I would finally go on a long vacation, because oh my gosh, I am longing for a vacation!
Besides that, I wouldn't buy anything fancy or expensive I wouldn't need. I'd just use the money to have more financial freedom. My current situation of earnings on Steemit would probably be enough to keep us fed without having any job at all, though I would want to hold enough crypto to be able to let it keep on growing.