Looks like you are in politics to me :D First I wasn't sure, if you are serious... then I kept reading and still wasn't sure... hope you are joking, but I think you are hahah... the problem is a lot of people do live that way, which is why I can't tell 100% :D I myself never financed anything, I would wait and wait and try to save the money fort it and then when I do have it I sometimes don't even want it anymore...