THIS!!
This is what, I think, 90% of the people in the world would want to be honest. To be able to pay the bills, and enjoy life without stress. There is no need to accumulate an insane amount of money that we would never be able to use anyways!
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Yes, I guess everybody does. The only problem here is that the more people get used to their money, their habits also get more expensive which leads to desire more money to satisfy people's newer, expensive habits.