Learn to prioritize your time, money, thoughts and energy aright.
This the part the most. Most people don't know their phones is not just handset but an asset. This is one thing i discovered that ever since i joined steemit. Since that very day i don't use my data to chat or upload pictures on intagram, rather i use it more for something more productive just as you said. And in my own knowledge the little people i put along are forever grateful to me.