Great post. But watch out with SMS 2FA! So called "Sim Swaps" happen very often. Many providers will give you a new SIM card if you can tell "your" name, "your" number and "your" date of birth... It's more safe to use Google authenticator app and lock your phone with a code, so nobody can acces it as soon as you lose your phone!
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I use Google Authenticator app for most of my app. Now, that I'm into Cryptocurrency, I needed this more. Do you also use it for all these apps or just regular email and financial sites?
Just for everything ;-)
Got it. Yeah, its definitely way forward