That's a nice way to look at it. I tend to be disappointed that I haven't amassed a large stack of silver yet, and tend to be content with my holdings for now, but $20 a day really isn't that bad + a few Steem when you look back in a few years and see how that slow/steady ideally accumulation paid off. The problem is that I tend to want to keep stacking crypto in higher priority than silver, and I should force myself to treat that of equal/near-equal importance.