I think you are neglating that we earn our share by working, while they earn their share by purely investing. A stable coin has also much less risk than hive itself.
I see your argument, but just because whales normally have rather deranged voting patterns does not mean they have the right to milk the blockchain passively.
I recently reblogged a post I think will make a lot of sense to you.
https://peakd.com/hive/@khrom/why-downvotes-contradict-decentralization-a-mathematical-perspective
I don't disagree with you about rights. I'm just trying to find a way forward from where we are that ends up with a vibrant Hive platform and happy community.