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another good point is to check how safe the cloud password is ...is it good to keep your steem and bicoin wallet login details there?

Contacts , calendar data and notes I store in Google account. Passwords, photos , pics with qr codes on the Dropbox. Actually you can use Google disk for the same purpose.And you can deactivate your phone distantly if you lost it. For me phone is not a storage , but the " mirror" to access my personal data.