Thanks @galenkp sometimes I'm serious in person too but it shows more in written comments than in person. Mainly because of the reasons you mentioned.
@emaferice and I are currently at a low point financially, we have the means to pay our bills, live comfortably and try to save each month but our savings are much lower now than during the initial years of our marriage.
I am doing my best to recover some savings with @emaferice and I'm trying to create new sources of income and position us for a market correction in real estate, world currencies and a possible bull run in cryptocurrencies.
Thanks for replying to my comments. I wish you, your wife and your family nothing but the best in life 😊