Money is not complicated but rather it is make complicated by people to keep people in need of help to navigate trought complicated terms and legal jargon.
The more complicated you make anything the easy it is to fool people. so the nest link is to make this clear about credit with a cute cartoon.
The link I post at the end is from youtube channel of Dr. Daniel Daves, and hope people go and read of many other topics he touches on.
Glad I got this one as introduction to his many topics.
posted by: Dr. Daniel Daves, Published on 29 Apr 2013