I think it is good to learn about the crypto market in general and spend time educating yourself.
I been doing that since 2013 and did a fair amounts of mistake in this space.. I came to the conclusion that EOS is the best project of today, that Steem is the best blockchain that are being used right now and Bitshares is the best decentral exchange and more.
About speculating in SBD. I dont recommend doing that, since it was originally created to have a floor of 1 US dollar and not peg upwards, but there are nothing holding it from going back to 1 dollar. It could go up because of speculation, but I think Steem Power is much better to hold, since I think the price of Steem will go up naturally as the userbase grows and because Steem Power have a utility right here and right now.
Most other crypto currency has no usecase other then money and speculation.
understood, thanks man :)