Well said!
People fear from the unknown and they tend to resist change. Once you start listing all the potential outcomes that an action can lead to, you can study the risks/benefits, create plan B's and so on. Having a clear vision makes everything easier.
I think it's a matter of embracing things how they are and trusting yourself. I totally don't see a point on staying at a job you hate for instance.
At the same time it's always frightening to do something new. That's when I recommend to take someone with you as a companion in that journey. Psychologists have researched the impact of social support to achieve challenging actions and it has been shown that when you have someone with you, the task doesn't seem as challenging as if you did it alone.
All best.
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I'm here with all of you! Regards!