It all depends how people classify it. Basically paper money have no value what so ever,but people still use it. So its all about what people choose to use for trade. Which is cryptocurrency in the near future. :)
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Is All About how you look at it . :)
What must be kept in mind in order to understand the concept is that electronic money has first and foremost been conceived as a counter-power, a tool of freedom, facing the capitalist oligarchy.