Common, for money you can always buy an intellegence - simply by attending a better school and better univetsity. Also you can buy smart advisors as well.
I always would vote for money because with money I can help other people. Really help, by giving food but not only words and promises.
Human's life is not about collecting things(money or intellegence), human's life is about how you use those things, how you give your things others.
Human's life is abour spreading and sharing, but not about having and collecting
Well, if you have the intelligence to use the money wisely, that is of course the best situation.
But it's a little different when we assume as the original question, and it's "OR" not "AND."
So now we have a person with lots of money whose biggest concern is when they are going to have their next beer or vodka, or what car is "cool." Now what?
I don't know why we even should think about this guy? it's his choice, we can neither judge him nor change him.
Why should we think about?
and by the way, sometimes I have the same bigger concern or browse "cool cars" in internet. I cannot be a smart 100% of my time. I'm human and I allow myself to be smart, stupid, fool, evil, angry, happy.
We're all just human and we all have our natural properties like I mentioned above. Rich, poor, educated are an additional(additional to natural) social scale for measuring something.