I completely agree, but I use the word "money" first because that's what we are calling what we use even though it isn't real money. Generally people don't call it "fiat currency" even though that's what it is, so I just thought "money" would make sense to the people who call it that. But yes that's the idea that I hoped to get across, that if it's not backed by commodities it's not really money. Let me know if there's somewhere I can make that more clear.
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