With banks increasingly going overboard with what they believe to be "Fraud Protection", using Visa, Mastercard or similar bank-issued "plastic" is increasingly useless for bank customers. Up to 43% of revenue goes to "fraud prevention" these days, see http://bitcoinfinancial.info/banks-increasingly-unusable-f…/
Alternative payment systems need to develop further, and having them in less-incompetent hands than your average retail bankers is also desirable.
Maybe privately operated Crypto coins will earn more user trust and prove to be the better option for payments and transactions very soon.
Cryptocurrencies don't have to worry about any fraud, they're that secure!
spot on -- that's the beauty (one of their many beauties, indeed)...