$100,000 is nothing, and everything.
If it was just you, you could live in Mexico the rest of your life on just that.
But really, what I noticed is that the poor, middle, rich groups are divided by 10x or 100x money. To a poor person, $100,000 is like winning the lottery. Of course its gone in a flash. But to a rich person $100,000 is filling up the yacht with diesel, once.
So, where most people break down is that they want that "rich" lifestyle, and realize they can never ever save to that level. However, most never look at how they can become financially independent. (and how very easily affordable it is)
P.S. $100,000 in bitcoin will probably grow faster than you could spend it with your normal expenses.
Financial independence is achieved even faster if you learn that the "rich" lifestyle is a false happiness.
The trick is to find what is your enough number.