Great post, unfortunately I don't think anyone will learn who doesn't want to.
A great book I've read is called The Richest Man in Babylon by George Clason. It is a short and a easy read because it uses parables to explain some concepts. I've offered to lend it to many family members and friends but no one is interested.
There mentality is, you cant take it to the grave, so they spend, spend, spend :-)
You nailed the problem on the head right there. However, we as a society have to at least offer everyone the opportunity to learn, which in my opinion the current education system has failed us on.
I have never read that book, but you have me intrigued. I will go and look it up!
Haha, it's a good book but it probably doesn't contain anything you haven't read elsewhere. Repetition is good though, I think I need to go and read it again :-)