You're lucky, you live in Ontario, here in Quebec the government likes so much the the poors, that they're making thousands of them every months. We're in a socialism-communism regime and in 10 years, we will be all poor (except a few minority). But I've talked to a few millenials in the pasts weeks, those who are awake don't like what is happening here. Hope for the best, prepare for the worst, because the last 15 years here had been a one way ticket to the abyss. Keep it up David, I like your work! Have a nice Canada day next week!
Nikky xx