as you say...if you are born intelligent you can become rich.
If you are born rich but stupid then you depend on others (intelligent people) to maintain your wealth for you.
Fun Fact: everyone in the US (or any first world country for that matter) WAS born rich by the standards of 99% of the total population of the planet (since time began)
Wisdom.
And true about being "born rich."
Which is also how Steemit can be a life changing experience for someone from a developing nation.
yup...and me thinks Steemit is but the FIRST