It's all well and good if by some miracle you're able to get an unsecured debt but it's going to be very likely you'll be required to put up some security for it, perhaps the roof over your family's head?
If the only person who will suffer from a worst case financial mistake is you then it's something you'll have to weigh up and take the consequences for....if others will suffer, you really don't have a right to take an unnecessary risk.
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