If I understood you correctly...
Being broke - Easy as 1-2-3
1- Just basically spend more than what you are earning
2- Don't plan your financial spending activities
3- Be stupid about money
Not Being broke - Easy as 1-2-3
1- Just basically spend LESS than what you are earning
2- PLAN your financial spending activities
3- Be SMART about money
Thanks for dropping by @goldkey I just followed you. I'm looking forward in reading your valuable contents :)