Gee! I guess I'm qualified to be a financial planner and life coach. These are (sort of) the principals I've been following all my life! I have a slightly different take on all of this, but the basics are more or less the same.
I'm now past that growth stage and am debt free and free of rental properties (they can be a real pain) and enjoying the fruits of my labours.
I got in at the right time, got out at the right time and feel very fortunate. God is looking after me.